Choosing the Right Charity to Donate To


During retirement you may find yourself wanting to donate more of your hard-earned cash to a cause you find particularly important. With so many charities existing today, and with the internet making it easier than ever to solicit money from strangers, how do you know you’re giving to a legitimate organization? You spend plenty of time choosing the right Medicare advantage plan, why not devote as much time making sure your money is supporting the right people?  get help at

Google search

The first thing you should do is search the internet for charities you may have in mind already or that have been suggested to you. Or you could search for a particular cause or issue that you want to support and see which charities come up.


If a charity doesn’t have a website there’s a good chance they aren’t real. Or perhaps they’re real, but so new they haven’t even had time to build themselves a website or a presence on the internet altogether. If that’s the case, you may want to reconsider donating to them until they’re more established anyway. This way you know your donations are going to be in the right hands and well-spent towards the issues you want to support.


These days you can even donate portions of the proceeds you generate from shopping online to charity. Giants such as Amazon and PayPal allow you to designate a charity under your profile, and as you use their services they will donate part of the revenue to them. They also have a careful vetting process and only charities that are legitimate and in good standing will be listed there.

Charity rating websites

Probably the easiest way to evaluate a charity you’re thinking of potentially giving money to is by looking them up on one or more charity rating websites such as Charity Navigator or GuideStar. This goes beyond a simple Google search for the organization which could be filled with biased information from the charity itself.

These sites vet the organizations themselves and only list them on the evaluator website if they’re found to be legally licensed and certified by their state. A charity cannot put themselves on an evaluator website. Once they’re listed, they are allowed to supply public information about the organization for the purpose of providing transparency to the public about its operations and management. If the organization is ever found to have done something illegitimate, or have their license revoked for any reason, that would also be shown on the charity evaluator’s website.